Comparison of FIC Capital to the S&P 500


Important Disclosures:

All chart data is as of 09/30/08. FIC performance data is net of fees. “FIC Balanced” represents a weighted average of all investments in all portfolios, including equity, fixed income and cash. "PM Tenure" represents the period of time that Jon Ferguson has been responsible for portfolio management (since 6/30/02).

Past performance is not indicative of future results and should not be relied upon in making an investment decision. The performance data provided herein is strictly for information purposes and is presented net of all fees and expenses. For a variety of reasons, FIC Capital’s composite performance will be materially different from the performance of benchmark indices such as the S&P 500, Dow Jones Industrials Average and the Nasdaq Composite. Differences in allocation among major asset classes such as stocks, bonds, and cash, and differences in allocation among industry sectors, market-capitalizations, growth characteristics and risk levels will cause differences to occur from these figures. Other relevant factors may include trading costs, the impact of taxes, management fees and the timing of withdrawals and contributions. Past performance of the major market indices do not include expenses, which are deducted from the returns of FIC, but do include the impact of dividends. Please contact us directly if you have any questions concerning this disclosure, or in what context to view this data.