Truly Customized Attention The client is our top priority. At FIC Capital, each one of our Private Wealth clients owns a unique and customized portfolio based on the client’s specific goals and needs. We meet individually with each client to develop a thorough understanding of unique circumstances to ensure that each client’s investments are properly tailored to achieve his or her objectives. Our customized approach does not stop there, however. We maintain an active dialogue with our clients to ensure that their portfolios are properly positioned to meet both their immediate and long-term needs. Active Management Clients’ portfolios consist of individual securities, not baskets of mutual funds. We are the managers of your assets, and as a result we do not believe in the general merit of layering fees for managing a group of mutual funds that are themselves managed by outside managers, a practice common to many other investment advisors. Cost-conscious With FIC Capital, there are no hidden charges. Unlike advisors who manage baskets of mutual funds, our clients do not incur mutual fund expense fees and sales charges on top of the investment advisor management fee. In addition, FIC Capital carefully weighs the impact of commissions and taxes as we manage our clients’ portfolios. As a company, we are research-intensive, not trade-intensive. End-to-End Financial Solutions In addition to outstanding portfolio management, clients of FIC Capital receive access to a breadth of financial knowledge to help with a myriad of financial decisions. Whether facing a simple or daunting financial issue, our clients call us first to seek understanding and valuable guidance. Partnership Direct lines of communication between clients and the investment manager are the best way to ensure that our service is truly responsive to client needs. By working in partnership, we ensure that client expectations are realistic and that investment parameters are appropriate given the unique circumstances of the client. We believe that exceptional client service and long-lasting relationships are a great way to showcase our investment discipline, diligence and experience. LEARN MORE To learn more about our unique and rewarding approach to investment management please visit the following links: Our investment approach Our performance Already have an advisor? Learn what questions you should be asking your advisor, and yourself Case studies of how we have helped clients with financial issues beyond portfolio management